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Office Location: 4471 Legendary Drive | Destin, FL 32541 | 850-502-4536 | Site Tools:

Concerns About Mortgage Foreclosure

Your Concerns Are Important To Us! Your Concerns Are Important To Us!

Are you upset that your mortgage company treats you like a number, not a name? Are you tired of pressing buttons on your telephone trying desperately to work things out; only to ignored or even disconnected?

Does your lender treat you like a deadbeat, and fail to realize that good people, get hurt, get laid off, have their hours cut, lose pay because they need to care for their spouse, children or parents, or other reasons? Any one can have a financial set back. The truth is that sometimes good folks get into financial problems due to circumstances beyond their control. Foreclosures happen to people in all walks of life? It's certainly not a sign of failure. It's a sign of the economic times in which we are living.

  • Even though your lender doesn't produce the mortgage note you signed promising to pay for your home, are they still attempting to foreclose on you?
  • Did your lender increase your payment and not explain why? Did they then keep on telling you to make your payments to some new company until you were confused as to whom you owed or how much you owed?
  • Are you in need of just a little bit more time to stop the foreclosure against your home in Florida?
  • Do you need a lawyers dedicated to helping get the pressure off your back by working to get you the time you deserve under the law, to straighten your finances out?
  • Are you aware that you may be evicted in as little as 60 days unless you properly and timely answer the foreclosure complaint against you?

A Word of Caution!

Over the past 15 years, I have seen many homes lost because homeowners placed their faith in "loan work out consultants', "so-called paralegals", "real estate investor groups", and other scam artist. For Information on "Non-Lawyer Assistance Programs" look at the information provided by the Florida Bar Website (http://www.floridabar.org/)

Should these characters actually attempt any efforts whatsoever at helping a distressed homeowner, many charge substantial fees which they routinely conceal from their "clients". Most often their efforts don't even work. To put is bluntly, most of these type outfits are simply in the business of selling hope, not results. Thus, the distressed homeowner wishing to fight to prevent the foreclosure sale, must still usually ultimately retain a foreclosure defense or bankruptcy attorney if he or she wishes to fight to prevent or delay a foreclosure sale. Often times, by this point, the many of the homeowner's valuable rights and opportunities have been already been squandered.

Attorney, William T. Shaffer will take the time to give you a Free Consultation on the Phone or in his Destin, Florida office? For goodness sakes call me! It is a Free Consultation. Don't fall pray to one of these unregulated scammers.

ALSO, do not fall for this old standard line from the lender.......

While negotiating a forbearance or "loss mitigation plan" many lenders will continue with the foreclosure action. At the same time, because the homeowner anticipated a workout plan , or had false hope that the lenders actually cared about them and will work with them in good faith, the homeowners does nothing except looses valuable rights and workable legal opportunities to save their property.

The end result of this mortgage company/lender's game is that many homeowners lose their homes when they fail to defend against the foreclosure action.

Do You Want a Law Firm Committed to Helping You Take the Pressure off of Your Shoulders? We may can help by modifying the terms and/or conditions of your existing mortgage, assisting you with reinstating your mortgage, giving you a last chance to sell or refinance your home, or even allowing you to stay in your home as long as possible while exhausting all your legal defenses and bringing to the courts attention any defects in the foreclosure papers?

Do You Want to Talk to an Attorney Who Will Take the Time to Give You a Free Consultation on the Phone or in Their Office? Contact us today or get started immediately with our Online Bankruptcy Intake Form.

Contact Us Today

William T. Shaffer Law Group, P.A.
4471 Legendary Drive
Destin, FL 32541
Phone: 850-837-4878 / 850-502-4536
Toll-Free: 866-587-3458
Fax: 850-837-5543

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