If you know at this point that you want to file we have an easy way to start and complete your paperwork. We understand that most people are busy and do not want to loose a day of work to come to a lawyers office. Therefore we have made it easy to complete most of your paperwork over the phone, through the mail and on the web.
**You can start right now by clicking on this link**
If you have questions about how to complete the forms contact my office and we will assist you. If you need to consult further before deciding what to do, contact our office to set up an appointment. In listing assets you must list all forms of personal property that you own. Go through your home room by room and list summarize the furnishings. Remember your furnishings are used and should be valued as if they were being disposed by the Trustee. A good rule of thumb is the price a reasonable person would pay at a garage sale. Since 10/17/05 under the new code it may be necessary for an appraiser to go through your home to make this valuation, or you may take photographs of each room and review this with your attorney in making sure the petition schedules accurately reflect the value of your personal property.
After you have returned the completed forms and paid the retainer, we will prepare the documents to be filed with the bankruptcy court. We often find it necessary to contact clients to clarify the information provided. Be sure to give us telephone numbers where we can reach you. After the documents are prepared an appointment will be made for you to review and sign the documents prior to filing them.
Please note: You may file a bankruptcy yourself without an attorney, you may obtain forms (Petition, Schedules A-J, Statement of Financial Affairs, Means Test, etc.) from your local bankruptcy court website.
To discuss your bankruptcy situation with an experienced lawyer, please schedule a free confidential consultation by calling us at 850-502-4536 in Destin or toll free at 866-587-3458. You are also welcome to fill out our Bankruptcy Intake Form and Mr. Shaffer will contact you promptly.
Summary of 25 Changes Effective 10/17/05
To Get Started With Your Bankruptcy, Click Here
Frequently Asked Bankruptcy Questions
William T. Shaffer and the William T. Shaffer Law Group are considered debt relief agents and they provide bankruptcy services. Please read the following terms of services & legal notices ("this agreement") these disclosures are required under section 527 and 342 of the bankruptcy abuse prevention and consumer protection act of 2005.


